The Barrington Financial Group, Inc.

There are other phone numbers that you will find around the internet and even on the credit bureau's websites, however, we have had many clients that have used some of those addresses and phone numbers and never received their free reports. The addresses and phone numbers listed below are accurate and working.

PHONE OR WRITE THE CREDIT BUREAUS FOR YOUR FREE REPORTS! DO NOT GET THEM THROUGH THE INTERNET! YOU WANT TO HAVE THE REPORTS MAILED TO YOU!

WHY? Because after 19 years of experience, we can tell you for sure that the internet reports, in many cases, do not give all of the detailed information about each individual account. For example, many times the internet Equifax report does not give the "date of last activity." This date is very important in understanding your credit report. The only way to get 100% of the information available on each account or trade line is to obtain it BY MAIL.

The phone numbers are not very customer friendly as you could expect from the credit bureaus. Here are a few tips. First, don't let them redirect you to their website. Second, you do not need to purchase your credit score. Third, many times they will try to redirect you to call a different phone number. Try not to do this. Ignore this option, and later in the voice message you will still be able to obtain the report through that phone number. If you are unable to obtain the reports by ordering them over the phone, then write to them. Getting the reports by mail is always the best way.

Always check our website for the most up-to-date addresses and phone numbers.

Equifax Information Services
P.O. Box 105518
Atlanta, Georgia 30348
800 685-1111 Eastern

Follow these options for Equifax.

There are 13 options to go through to get your free report.

At the 1st set of options, press 1.

At the 2nd set of options, press 6.

At the 3rd set of options, say the state in which you live.

At the 4th set of options, press 1.

At the 5th set of options, put in your street #.

At the 6th set of options, press 1.

At the 7th set of options, put in your Social Security #.

At the 8th set of options, press 1.

At the 9th set of options, press 3.

At the 10th set of option, press 2.

At the 11th set of options, press 2

At the 12th set of options, press 1.

At the 13th set of options, press 1.

You will then be given a confirmation #.  Write it down.  You may need it later.

Hang up.

Experian
P.O. Box 9701
Allen, Texas 75013
888 397-3742 Central

Trans Union Consumer Relations
P.O. Box 2000
Chester, PA. 19022
800 916-8800 Eastern