There are
other phone numbers that you will find around the internet and even on the
credit bureau's websites, however, we have had many clients that have used some
of those addresses and phone numbers and never received their free
reports. The addresses and phone numbers listed below are accurate and working.
PHONE OR WRITE THE CREDIT BUREAUS FOR YOUR FREE REPORTS! DO NOT GET THEM THROUGH THE INTERNET! YOU WANT TO HAVE THE REPORTS MAILED TO YOU!
WHY? Because after 19 years of experience, we can tell you for sure that the
internet reports, in many cases, do not give all of the detailed information about each
individual account. For example, many times the internet Equifax report does
not give the "date of last activity." This date is very important in
understanding your credit report. The only way to get 100% of the information
available on each account or trade line is to obtain it BY MAIL.
The phone numbers are not very customer friendly as you could expect from the
credit bureaus. Here are a few tips. First, don't let them redirect you to
their website. Second, you do not need to purchase your credit score. Third,
many times they will try to redirect you to call a different phone number. Try
not to do this. Ignore this option, and later in the voice message you will still
be able to obtain the report through that phone number. If you are unable to
obtain the reports by ordering them over the phone, then write to them. Getting
the reports by mail is always the best way.
Always check our website for the most up-to-date addresses and phone numbers.
Equifax:
Annual Credit Report Request Services
P.O. Box 105281
Atlanta, Georgia 30348-5281
888 202-4025 Press option 6. Note: This is not the normal phone number for consumers to call to get your free report. It is actually their sales department. At this time it is a good number to call to get your report. They will try to sell you the report, but tell them you are calling to get your FREE annual report.
Experian
P.O. Box 9701
Allen, Texas 75013
888 397-3742 Central
Trans Union Consumer Relations
P.O. Box 2000
Chester, PA. 19022
800 916-8800 Eastern